How Holiday Schedules Impact Escrow — and What Top Realtors Do to Stay Ahead
Jennifer Davidson,
Owner | Office Manager | Senior Escrow Officer
Introduction
From lender PTO to county-recording delays, holiday schedules impact every stage of escrow.
But with planning and communication, these seasonal slowdowns don’t have to derail your deals.
1. Slower Third-Party Timelines
Inspectors, appraisers, and insurance brokers often take time off in December.
Prosper Strategy: Front-load appointments early in the month.
2. Lender Underwriting Delays
Reduced staffing means slower approvals.
Prosper Strategy: Request lender timelines in writing.
3. Title & County Recording Delays
County offices observe multiple closures.
Prosper Strategy: Avoid scheduling closings for Dec 23–26 or Dec 30–Jan 1.
4. Holiday Travel Interruptions
Buyers and sellers can become hard to reach.
Prosper Strategy: Set communication expectations early and confirm travel dates.
Conclusion
A proactive December is a smooth December. Top agents stay ahead by anticipating delays and aligning all parties before holiday interruptions occur.
About the Author
Jennifer Davidson, Sr. Escrow Officer and owner of Prosper Escrow, has spent nearly two decades mastering the art of escrow. Since beginning her career in 2006, her natural talent, attention to detail, and commitment to excellence have made her a trusted leader in residential sales, refinances, probate sales, short sales, mobile home transactions, and co-ops.
